HARPed - The Conclusion

Back in October, I started to refinance the house. Move from an Adjustable Rate Mortgage (ARM) to a 30yr Fixed Rate Mortgage. It was literally only possible for us because of the HARP program. Without it, we would have either dealt with a sliding mortgage payment, or sold enough organs to amass tens of thousands needed to pay off the old mortgage and tens of thousands more to put down 10% on a new mortgage.

So I'm quite happy to announce that we're done! Signed the paperwork and we're only 360 payments away from owning the house. With some luck, the market will have recovered by then.

Glad to have that off my plate. Now on to the next adventure.